RumahKoe

Special protection specifically designed PLUS benefits for your home protection.


Rumah Koe Lux

Warranties
Houses Koe "LUX"
1.
Losses according PSKI (Fire Lighting Exposure Aircraft / FLEXA)
Guaranteed
PLUS
2.
Riots (4.1A)
Guaranteed
3.
Rent allowance
15 s/d 25 jt
4.
Compensation due to theft / demolition
10 s/d 20 jt
5.
Ordinary death benefit to the insured for fire at his home suffered a fire *)
20 jt
6.
Compensation flooding (water level> 30 cm)
2 jt s / d 3 jt
7.
Warranty Period
1 year
8.
Administration costs
Free
9.
Riot (4.1A + CC)
Guaranteed
10.
Terrorism, Makar, Sabotage
Guaranteed
11.
Earthquake & Volcano Eruption
Guaranteed
12.
Death benefit for domestic servants in the accident
1 jt
13.
Cost debris cleanup
1 jt
14.
Legal responsibility of the 3rd party injured by the fire at the house insured.
1 jt
15.
No Claim Bonus
10% dari premi perpanjang


OWN RISK
1.
FLEXA Own Risk
Nil
2.
Own Risk riots 4.1A (RSMD)
15% of claim min 10 jt
3.
Own Risk riots (4.1.C + SCC)
15% of claim min 50 jt
4.
wn Risk Earthquake & Volcano
2,5% of TSI

*) Intended for the name of the insured in the policy


Table Packages & Premiums Home Koe "LUX"

House Package
Building Size M 2
Fire Risk Insurance Number & Riots
Compensation
Premium
Top Buildings
Top Perobatan
Rental Fees
Theft Due Kebongkaran
Flood
Common
Special
750
761-834
1.875.000
750.000
15.000
10.000
2.000
6.640
5.980
850
835-934
2.125.000
850.000
16.000
11.000
2.000
7.520
6.770
950
935-1034
2.375.000
950.000
17.000
12.000
2.000
8.400
7.560
1050
1035-1134
2.625.000
1.050.000
18.000
13.000
2.000
9.280
8.350
1150
1135-1234
2.875.000
1.150.000
19.000
14.000
2.000
10.160
9.150
1250
1235-1334
3.125.000
1.250.000
20.000
15.000
3.000
11.040
9.940
1350
1335-1434
3.375.000
1.350.000
21.000
16.000
3.000
11.920
10.730
1450
1435-1534
3.625.000
1.450.000
22.000
17.000
3.000
12.800
11.520
1550
1535-1634
3.875.000
1.550.000
23.000
18.000
3.000
13.680
12.320
1650
1635-1734
4.125.000
1.650.000
24.000
19.000
3.000
14.560
13.110
1750
1735-1834
4.375.000
1.750.000
25.000
20.000
3.000
15.450
13.900
in 000 rupiah


Conditions Lux House Koe

1.
Buildings are permanent, concrete walls / wall (non-flammable & roof tile / asbestos / zinc).
2.
The building is only used for shelter (no other business) with the right, left, behind a permanent residence (such as points 1) or the right, left, behind the non-residential with a minimum distance of 7.5 meters.
3.
For rent allowance is given when the residence can not be used because ama once burned down.
4.
Front of the house there is the road four-wheel vehicles / vehicle fire.
5.
Compensation value given (2-6 points) is the maximum value of the customer as they arrive during the insurance period of 1 year.
6.
For the building level, the building area is the amount of building area of each floor.
7.
For the replacement of losses due to flood risk must be accompanied by a certificate from the local village.

 
Houses are not covered Lux Koe
1.
The building is not used as a House Living
2.
The house was in the area / province of Maluku
3.
Owner / User Rumah Tinggal already have policies for building a fire to be insured


Houses Koe Idaman & Asri

Warranties
Houses Koe "IDAMAN"
Houses Koe "ASRI"
1.
Losses according PSKI (Fire Lighting Exposure Aircraft / FLEXA)
Guaranteed
Guaranteed
PLUS
2.
Riots (4.1A)
Guaranteed
Guaranteed
3.
Rent allowance
1 s/d 8.5 jt
1 s/d 8.5 jt
4.
Compensation due to theft / unloading [B / T]
500 rb s/d 8 jt
700 rb s/d 8.2 jt

5.
Compensation died when her house burned in fire to the insured (whose name is listed in the policy).
Rp. 10 jt
Rp. 10 jt
6.
Death benefit for domestic servants in the accident
1 jt
1 jt
7.
Flood Compensation (height> 30 cm)
Rp. Rp. 500.000 s/d 1,5 jt
Rp. Rp. 500.000 s/d 1,5 jt
8.
Cleanup costs debris
1 jt
1 jt
9.
Legal Responsibility of a third party injured by the fire at the house insured.
1 jt
1 jt
10.
Administration costs
Free
Free
11.
Warranty period
1 year
1 year
12.
No Claim Bonus
10% of renewal premiums
10% of renewal premiums

OWN RISK
1.
FLEXA Own Risk
Nill
Nill
2.
Own Risk 4.1A (RSMD)
15% of claim min 10 jt
15% of claim min 10 jt


Table Packages & Premiums Home Koe "IDAMAN"

House Package
Building Size M 2
Fire Risk Insurance Number & Riots
Compensation
Premium
Top Buildings
Top Perobatan
Rental Fees
Theft Due Kebongkaran
Flood
Common
Special
21
25-32
32.000
12.000
1.000
500
500
105
100
36
33-40
40.000
14.000
1.000
500
500
110
105
45
41-65
65.000
17.000
1.500
1.000
500
125
115
70
66-80
80.000
25.000
1.500
1.000
500
140
135
95
81-110
11.000
34.000
2.000
1.500
500
160
145
120
111-130
130.000
42.000
2.000
1.500
500
179
160
145
131-160
160.000
50.000
2.500
2.000
500
217
195
170
161-185
185.000
58.000
2.500
2.000
500
253
230
195
186-210
210.000
66.500
3.000
2.500
500
287
265
220
211-235
235.000
75.000
3.000
2.500
500
318
295
245
236-250
250.000
83.000
3.500
3.000
1.000
341
325
270
251-275
275.000
92.000
3.500
3.000
1.000
373
355
295
276-310
310.000
100.000
4.000
3.500
1.000
417
390
320
311-340
340.000
108.000
4.000
3.500
1.000
455
415
345
341-360
360.000
116.000
4.500
4.000
1.000
480
450
370
361-385
385.000
125.000
4.500
4.000
1.000
512
485
395
386-410
410.000
133.000
5.000
4.500
1.000
545
515
420
411-435
435.000
140.000
5.000
4.500
1.000
575
545
445
436-450
450.000
150.000
5.500
5.000
1.000
600
585
470
451-475
475.000
157.000
5.500
5.000
1.000
630
610
495
476-510
510.000
165.000
6.000
5.500
1.500
674
645
520
511-535
535.000
174.000
6.000
5.500
1.500
706
670
545
536-560
560.000
182.000
6.500
6.000
1.500
739
700
570
561-585
585.000
190.000
6.500
6.000
1.500
770
735
595
586-610
610.000
199.000
7.000
6.500
1.500
805
770
620
611-635
635.000
207.000
7.000
6.500
1.500
835
800
645
636-660
660.000
216.000
7.500
7.000
1.500
870
835
670
661-685
685.000
225.000
7.500
7.000
1.500
893
850
695
686-710
710.000
232.000
8.000
7.500
1.500
934
905
720
711-735
735.000
240.000
8.000
7.500
1.500
965
925
745
736-760
760.000
250.000
8.500
8.000
1.500
1.000
960
in 000 rupiah


Table Packages & Premiums Home Koe "ASRI"

House Package
Building Size M 2
Fire Risk Insurance Number & Riots
Compensation
Premium
Top Buildings
Top Perobatan
Rental Fees
Theft Due Kebongkaran
Flood
Common
Special
21
25-32
47.000
17.000
1.000
700
500
113
105
36
33-40
63.000
21.000
1.000
700
500
131
120
45
41-65
78.000
26.000
1.500
1.200
500
141
130
70
66-80
120.000
38.000
1.500
1.200
500
191
175
95
81-110
164.500
50.000
2.000
1.700
500
223
200
120
111-130
207.000
63.000
2.000
1.700
500
270
250
145
131-160
250.500
75.000
2.500
2.200
500
331
290
170
161-185
294.000
87.000
2.500
2.200
500
372
340
195
186-210
337.000
100.000
3.000
2.700
500
434
385
220
211-235
380.000
113.000
3.000
2.700
500
476
435
245
236-250
423.500
125.000
3.500
3.200
1.000
537
475
270
251-275
466.000
137.000
3.500
3.200
1.000
577
525
295
276-310
510.000
150.000
4.000
3.700
1.000
640
570
320
311-340
552.000
162.000
4.000
3.700
1.000
680
620
345
341-360
595.500
175.000
4.500
4.200
1.000
742
660
370
361-385
638.000
187.000
4.500
4.200
1.000
782
710
395
386-410
680.000
198.000
5.000
4.700
1.000
841
760
420
411-435
725.000
212.000
5.000
4.700
1.000
896
805
445
436-450
768.500
224.000
5.500
5.200
1.000
947
855
470
451-475
810.000
236.000
5.500
5.200
1.000
996
895
495
476-510
855.000

250.000

6.000
5.700
1.500
1.051
950
520
511-535
897.000
260.000
6.000
5.700
1.500
1.099
985
545
536-560
940.500
273.000
6.500
6.200
1.500
1.151
1.040
570
561-585
985.000
285.000
6.500
6.200
1.500
1.203
1.080
595
586-610
1.030.000
298.000
7.000
6.700
1.500
1.257
1.135
620
611-635
1.070.000
310.000
7.000
6.700
1.500
1.305
1.170
645
636-660
1.115.000
323.000
7.500
7.200
1.500
1.358
1.225
670
661-685
1.155.000
335.000
7.500
7.200
1.500
1.406
1.260
695
686-710
1.200.000
350.000
8.000
7.700
1.500
1.462
1.320
720
711-735
1.245.000
360.000
8.000
7.700
1.500
1.512
1.360
745
736-760
1.290.000
372.000
8.500
8.200
1.500
1.562
1.410
in 000 rupiah


Idaman Rumah Koe Conditions & Asri

1.
Buildings are permanent, concrete walls / wall (non-flammable & roof tile / asbestos / zinc).
2.
The building is only used for shelter (no other business) with the right, left, behind a permanent residence (such as points 1) or the right, left, behind the non-residential with a minimum distance of 7.5 meters.
3.
Front of the house there is the road four-wheel vehicles / vehicle fire.
4.
For rent allowance is given when the residence can not be used at all because it was burned.
5.
For the replacement of losses due to flood risk must be accompanied by a certificate from the local village.
6.
For the building level, the building area is the amount of building area of each floor.
7.
Compensation value given (2-7 points) is the maximum value of the customer received during the insurance period of 1 year.
8.
At the insured, the owner / residential user does not have a policy of residential fires that will be insured.
9.
Does not apply to homes in the area / province of Maluku.
10.
The claim is considered expired if for 6 (six) months pemegtang family policy or do not complete the requirements document claims.






 
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