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Bumida.co.id - SiswaKoe

SiswaKoe

Special protection for students, ages 3-20 year PLUS benefits.


Warranties
Students Koe
Standard Package
Smart Package
Performance Package
Champion Package
Excellent Package
1.
Deaths due to accidents Guarantee
Rp 2.500.000
Rp 3.500.000
Rp 5.000.000
Rp 7.500.000
Rp. 10 juta
2.
Warranty Accidental Permanent Disability resulting
Rp 3.000.000
Rp 4.500.000
Rp 5.500.000
Rp 9.500.000
Rp. 12,5 juta
3.
Accidental guarantees against the risk of treatment costs
Rp 250.000
Rp 350.000
Rp 500.000
Rp 750.000
Rp. 1 juta
4.
Inap Large Inpatient Guarantee
Rp 30.000/day
Rp 50.000/day
Rp 75.000/day
Rp. 125.000/day
Rp. 175.000/ day
5.
Funeral Expenses Benefit
Rp 250.000
Rp 350.000
Rp 500.000
Rp 750.000
Rp. 1 juta
6.
Hospital
Free
Free
Free
Free
Free
7.
Treatment receipt
Copy can be legalized
Copy can be legalized
Copy can be legalized
Copy can be legalized
Copy can be legalized
8.
Every 25 Student Participants
Adm Free 1 people Lecturer / Staff Adm.
Adm Free 1 people Lecturer / Staff Adm.
Adm Free 1 people Lecturer / Staff Adm.
Adm Free 1 people Lecturer / Staff Adm.
Adm Free 1 people Lecturer / Staff Adm.
9.
Inpatient long time due to accident / illness
7 days / year
7 days / year
7 days / year
7 days / year
7 days / year
PLUS
10.
Inpatient Benefits Accidental given since
First Day
First Day
First Day
First Day
First Day
11.
Inpatient Benefits Sick Due given since
Day Eight
Day Eight
Day Eight
Day Eight
Day Eight
12.
Giving ID Card (may serve as a student card)
There
There
There
There
There
13.
Premium
Rp. 5.000,-
Rp.7.500,-
Rp.10.000,-
Rp. 15.000,-
Rp. 20.000,-
14.
Deduction for schools (at least 100 people / participants)
10% of premium
10% of premium
10% of premium
10% of premium
10% of premium
15.
No Claim Bonus
10% of the premium
10% of the premium
10% of the premium
10% of the premium
10% of the premium


Conditions Koe Student Package

1.
Participants are members of educational institutions by the age of 3 until 20 years by enclosing class / department / force and No. Master student / student.
2.
Provision of Inpatient benefits in accordance with the package and did not see the size of treatment per day.
3.
Inpatient benefits imposed waiting period 7 (seven) days for all types of diseases since the application of insurance period, unless the result of an accident is valid from the first day.
4.
Funeral expenses allowance applies only to the risk of death from a crash course.
5.
Claim forms can be signed by the Principal and receipt of treatment in the form of a certified copy by the principal to claim s / d Rp. 100.000, - only.
6.
The deadline for the complete document claims a maximum 30 (thirty) days from the date of the incident.

Student Package Exceptions Koe
1.
AIDS, ARC and the consequences, including diseases transmitted through sexual contact.
2.
Congenital.   
3.
Suicide or attempted suicide or self harm.
4. Engage in wars, coups, demonstrations, riots, strikes.
5.
Treatment of pregnancy or childbirth, disturbances due to action planning, infertility treatment or treatment related to menstrual disorders.
6.
Care to beautify themselves or surgery.
7.
Conduct check-ups are not from the treatment action.
8.
Treatment or the effects of the influence of alcohol, narcotic drugs or psychotropic drugs.
9.
Participate in competitions or professional sports events.   
10.
Exposed to radiation, contamination by radioactive.
11.
Psychotic, mental disorders or stress and nerves.
12.
Exceptions listed in Accident Insurance policy.




 
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